Every term is defined twice: once the way a filing would put it, and once the way somebody would explain it to you across a table. The second one is usually the one that sticks.
Showing 2 terms
Assets scaled by prescribed risk weights, so that a loan against a house and an unsecured personal loan of the same size do not consume the same capital.
What a lender lends against decides how much it can lend. A change to a weight is a decision taken elsewhere that can end a growth plan without a rupee moving anywhere.
Tier 1 plus Tier 2 capital divided by risk-weighted assets — the regulatory ceiling on how much a lender may carry against its own capital.
The plate on the lorry door. All the borrowers and all the funding in the world do not raise it, so a book growing faster than capital has a dated appointment with a share issue.