Fundamentals scanner

You are paying 66.3 years of current profit for each share. The earnings yield is 1.5%. The tracked Banking & Finance median is 20.4× (n=15), so this trades richer than its peers.

The market values the company at 8.6× its accounting net worth. High is normal for asset-light businesses and unusual for banks.

This is the only common multiple that accounts for debt — it is what an actual acquirer would look at, because they would inherit the borrowings.

Pays 0.16% of the current price out each year. Remember that yield rises when price falls — check the dividend is covered by cash flow.

Based on the next-year earnings estimate — 49.3× against 66.3× trailing. A forward P/E well below trailing is pricing in an earnings jump; treat the forecast with caution.

You pay 1.4× annual sales. Useful when earnings are depressed or negative and P/E breaks down — but a high multiple needs high margins to justify it.

Earns ₹13.7 of profit a year for every ₹100 of shareholders' money. Always check how much of this comes from leverage rather than the business.

ROE is 13.4 points above ROA — a large gap, meaning leverage is doing much of the work.

Keeps ₹1.7 of operating profit from every ₹100 of sales. Compare only against companies in the same industry.

A thin net margin. A modest rise in input costs or interest rates could erase it entirely.

Keeps ₹9.7 of gross profit per ₹100 of sales, before operating costs. A high, stable gross margin is the clearest single sign of pricing power.

Not available.

Short-term obligations are comfortably covered by short-term assets.

The current ratio stripped of inventory — a stricter test of whether near-term bills can be met without selling stock. Below 1 means the company is relying on inventory turning to cash.

Against cash of ₹1526.74 Cr. Net debt is what matters, not gross borrowings.

Not available.

Ask where the growth came from: more volume, higher prices, or an acquisition. They are very different in quality.

Profits are growing faster than sales — margins are expanding, which is the sign of genuine operating leverage.

EBITDA of ₹2945.49 Cr and operating cash flow of —.

Not available.

₹25.95 of profit earned per share over the last twelve months. Price divided by this is the trailing P/E.

The accounting net worth behind each share is ₹200.67; price-to-book compares the market price with this.

Pays out 10% of profit as dividends and retains the rest. Above roughly 85% leaves little to reinvest and is hard to sustain through a weak year.

Market cap plus net debt — closer to what an acquirer actually pays. Against a market cap of ₹1,72,746 Cr.