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Fundamentals scanner

Every ratio from the Fundamental Analysis track, computed on a real company and annotated with what the number actually means. Then the three financial statements, so you can do the cash-flow check yourself.

TVS Motor Company

Consumer CyclicalBearish
Market cap
P/E
59.5x
ROE
Debt / equity
3.06

What the company does

TVS Motor Company Limited, together with its subsidiaries, engages in the manufacture and sale of automotive vehicles and components, spare parts, and accessories in India and internationally. The company operates through Automotive Vehicles & Parts and Related Investments; and Investment Held in Financial Services segments. The company offers motorcycles under the Apache RTR, Apache RR, Ronin, Raider, Radeon, StaR City+, HLX, and Sport brand names; scooters under the Jupiter, Neo, Ntorq, and Zest brands; electric vehicles under the TVS X, Orbiter, and iQUBE brands; mopeds under the XL 100 brand name; and three wheelers under the TVS King brand name. It also provides e-bikes under the Cilo, Simpel, Zenith, and Allegro brands; e-cargo bikes and accessories; and electric mobility, predictive analytics, and industrial IoT solutions. In addition, the company is involved in procurement, refurbishment, and retailing of the pre-owned multi-brand two-wheeler motorcycles and scooters; and development, design, manufacture, sale and distribution of high-tech products and components in the field of personal e-mobility. Further, it offers financing services for two and three wheelers, used and new tractors and commercial vehicles, consumer durables, personal loan, gold loan, and mid corporate loans. The company was incorporated in 1992 and is headquartered in Chennai, India. TVS Motor Company Limited operates as a subsidiary of TVS Holdings Limited.

Industry: Auto ManufacturersEmployees: 6,850Beta: -0.04

Valuation — what you are paying

How the price compares to earnings, assets and cash generation.

  • P/E (trailing)59.5xWeak

    You are paying 59.5 years of current profit for each share. The earnings yield is 1.7%.

  • P/B (price to book)61.3xWeak

    The market values the company at 61.3× its accounting net worth. High is normal for asset-light businesses and unusual for banks.

  • EV / EBITDA27.5xWeak

    This is the only common multiple that accounts for debt — it is what an actual acquirer would look at, because they would inherit the borrowings.

  • Dividend yield0.28%Weak

    Pays 0.28% of the current price out each year. Remember that yield rises when price falls — check the dividend is covered by cash flow.

Profitability — is this a good business?

Returns on capital and margins, the numerical shadow of a moat.

  • Return on equityNo data

    Not available.

  • Return on assetsNo data

    Not available.

  • Operating margin13.1%Fair

    Keeps ₹13.1 of operating profit from every ₹100 of sales. Compare only against companies in the same industry.

  • Net margin5.7%Fair

    Sustained high net margins are evidence that something is stopping competitors from competing the profits away.

Financial strength — can it survive a bad year?

Leverage and liquidity. This is where fragility shows up first.

  • Debt to equity3.06Weak

    Lenders have put in 3.06× as much as the owners. Interest is owed whether or not customers show up. Note that banks and NBFCs are structurally leveraged and this rule does not apply to them.

  • Current ratioNo data

    Not available.

  • Total debt₹32791.01 CrNo data

    Against cash of ₹4465.45 Cr. Net debt is what matters, not gross borrowings.

  • Free cash flowNo data

    Not available.

Growth — is it getting bigger?

Revenue and earnings momentum, and how the two compare.

  • Revenue growth (yoy)+34.3%Strong

    Ask where the growth came from: more volume, higher prices, or an acquisition. They are very different in quality.

  • Earnings growth (yoy)+67.1%Strong

    Profits are growing faster than sales — margins are expanding, which is the sign of genuine operating leverage.

  • Revenue (TTM)₹60232.19 CrNo data

    EBITDA of ₹8505.14 Cr and operating cash flow of —.

  • PEG ratioNo data

    Not available.

Financial statements

Reported figures, most recent year first. All values in rupees.

FY2026FY2025FY2024FY2023
Revenue₹47270.32 Cr₹36251.32 Cr₹39144.74 Cr₹31973.99 Cr
Cost of revenue₹0.00₹0.00₹0.00₹0.00
Gross profit₹0.00₹0.00₹0.00₹0.00
Operating expenses₹0.00₹0.00₹0.00₹0.00
Operating income
Interest expense
Pre-tax income
Tax₹0.00₹0.00₹0.00₹0.00
Net profit₹3018.33 Cr₹2710.54 Cr₹1686.37 Cr₹1328.67 Cr
Sourced from the provider’s filing data. Always verify against the company’s own annual report before acting on anything.
How to read this page. The grades are simple heuristics applied to standard thresholds — they take no account of industry norms, business cycle position, or accounting policy. A bank will always look over-leveraged by these rules, and a cyclical will look cheap at the top of its cycle. Use them as prompts to investigate, never as conclusions.