Glossary

Nothing changes in value. Your chart must be restated or it shows a cliff that never happened.

Same as a bonus in effect, different in accounting. Also creates nothing.

Without it, a bonus looks like a 50% crash and every indicator computed across it is nonsense.

Early instalments are almost all interest because interest is charged on the outstanding balance. Restarting the tenure puts you back at the interest-heavy end.

Matters more than which stocks you pick. It determines how much a crash actually costs you.

Cheap and short is cheap because the lender is exposed for weeks; dear and long is dear because it is exposed for years. The mix decides how fast the cost of funds moves when the market changes its mind.

Two years of spending in cash, the next few in debt, the rest in equity. You are never a forced seller.

Your primary source at filing time and usually a two-click download. Reconcile it against the AIS before you submit anything.

The client bucket holds everyone who is not an institution or a proprietary desk, so it is not a measurement of retail.

When a chart shows a mysterious overnight halving, check announcements before forming a view.

Bonuses and splits divide by a simple factor. A rights issue priced below the market contains an element of bonus, so it needs a computed factor rather than a divisor.

Tax treatment usually drives the choice: an aggressive hybrid is taxed as equity, a conservative one as debt. With balanced advantage funds the rules vary enormously, so read the methodology rather than the category name.

For size in mid-liquidity names, so you consume the book gradually rather than all at once.

Often the only free source of a denominator for market share. Take the historical counting and treat the forward projections as advocacy — the report was paid for to sell shares.

Something matures every year, so you never break a deposit early or reinvest everything at one moment's rates.

Sort them by when they fall due, not only by size. A profitable company still fails if the obligations arrive before the cash does.

Use this at filing time, not the app dashboard. Every SIP instalment is its own purchase.

The disclosure that turns one balance into a story. Bargaining power keeps almost everything inside a year; a filling one-to-two-year bucket suggests the terms were taken rather than agreed.

Split in two deliberately, so the entire anchor book could not become saleable on a single day. Both dates are arithmetic from the allotment date, which makes this the least private information in the market.

Unlike a split it destroys rather than divides. A price series cannot show the difference, because a cancellation is a legal act and not a transaction.

A constant EMI hides a changing split: early instalments are mostly interest, later ones mostly principal. A low EMI over a long tenure can cost far more in total than a high one.

The alternative is one undifferentiated pot plus an opinion about the market. Splitting by goal turns allocation into arithmetic instead of mood.