Collections
Fundamental analysisCash actually received by a developer from buyers.
In plain terms
Sales that do not collect are not sales. A sustained lag means construction has stalled.
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Glossary
Every term is defined twice: once the way a filing would put it, and once the way somebody would explain it to you across a table. The second one is usually the one that sticks.
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Direct assignment
Fundamental analysisAlso called: Portfolio assignment
The outright sale of a loan portfolio to a buyer — often a bank meeting its priority sector obligations — with the seller retaining a prescribed minimum share of every loan and continuing to service them.
In plain terms
Where the transfer qualifies, the loans leave the balance sheet and the future spread is recognised now. The borrower never notices: the same branch, the same collections, a different owner of the interest.