Credit utilisation
Market basicsHow much of your available credit limit you are using.
In plain terms
One of the two factors that dominate a score. Closing an old card raises it and usually lowers the score.
1492 terms
Glossary
Every term is defined twice: once the way a filing would put it, and once the way somebody would explain it to you across a table. The second one is usually the one that sticks.
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