Health insurance
Market basicsCover for medical expenses, independent of any investment component.
In plain terms
Never cancel it to save money during an income gap — that is when it matters most.
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Glossary
Every term is defined twice: once the way a filing would put it, and once the way somebody would explain it to you across a table. The second one is usually the one that sticks.
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Health insurance portability
Market basicsMoving a health policy to another insurer at renewal while keeping credit for the waiting periods already served.
In plain terms
You port your time, not your contract. The credit runs only up to the cover you already held, and the new insurer may still decline you.